Federal Student Loan Programs Data Book - FY 1997-FY 2000
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Part II FFEL Program and FDLP Loan Volume Commitments | CONTENTS < BACK NEXT > |
Table 41.
Federal Direct Loan Program (FDLP) combinations of participation among Stafford Subsidized, Stafford Unsubsidized, and Parent Loans for Undergraduate Students (PLUS) borrowers, by type of institution: FY 1997-FY 2000
This table shows the distribution of FDLP dollars committed to borrowers at each type of institution through the various loan programs. The number of loans and dollar amount of each loan combination are presented in addition to the percent each combination represents of the total FDLP loan volume committed to the various institution types.
Like borrowers in the FFEL program, the majority of FDLP borrowers had either a Stafford Subsidized loan only or a combination of Stafford Subsidized and Unsubsidized loans. The percentage of FDLP borrowers receiving the Stafford Subsidized and Unsubsidized loan combination held steady between FY 1997 and FY 2000 at 34 percent. In addition, these borrowers accounted for nearly half of the total FDLP dollars.
The proportion of FDLP borrowers receiving a Stafford Subsidized loan only decreased over time from 45.8 percent in FY 1997 to 40.2 percent in FY 2000. Furthermore, these borrowers accounted for a smaller percentage of total FDLP dollars over time. For example, borrowers receiving a Stafford Subsidized loan only accounted for 29 percent of total FDLP dollars in FY 1997 compared to 24 percent in FY 2000.
The proportion of FDLP borrowers receiving Stafford Unsubsidized loans only increased from 11.3 percent in FY 1997 to 14.9 percent in FY 2000. The FDLP dollar volume going to these borrowers increased from 7.9 percent of the total FDLP dollar volume to 10.3 percent.
The distributions of FDLP borrowers and dollars at public and private 4-year institutions by loan combination were similar to overall distributions. For example, approximately one-third of the borrowers at these institutions had the Stafford Subsidized and Unsubsidized loan combination. These borrowers accounted for nearly half of the FDLP dollars at public and private 4-year institutions.
Borrowers at public 2-year institutions were more likely to borrow a Stafford Subsidized loan only than borrowers at other institutions. From FY 1997 to FY 2000, approximately 55 percent of borrowers at public 2-year institutions had a Stafford Subsidized loan only. These borrowers accounted for 40 percent of the FDLP dollars at these institutions.
Borrowers at private 2-year and proprietary institutions were considerably more likely to borrow the Stafford Subsidized and Unsubsidized loan combination. Approximately 6 in 10 borrowers at these institutions had the Stafford loan combination. Furthermore, these borrowers accounted for two-thirds or more of the FDLP dollars at these institutions.
To view the following table in an accessible format please go to http://www.ed.gov/finaid/prof/resources/data/fslpdata97-01/table41.xls.
These files are in Microsoft Excel format. If you do not have Excel, you can access the files by downloading the free Excel viewer at: http://office.microsoft.com/downloads/2000/xlviewer.aspx.
Table 41. - Federal Direct Loan Program (FDLP) combinations of participation among Stafford Subsidized, Stafford Unsubsidized, and Parent Loans for Undergraduate Students (PLUS) borrowers, by type of institution: FY 1997-FY 2000 |
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Total |
||||
Program combinations |
Number of borrowers |
% |
Dollars |
% |
---|---|---|---|---|
|
||||
Stafford Subsidized |
729,983 |
45.8 |
$3,025,181 |
29 |
Stafford Unsubsidized |
179,366 |
11.3 |
821,424 |
7.9 |
PLUS |
27,353 |
1.7 |
192,791 |
1.8 |
Stafford (Sub & Unsub) |
546,877 |
34.3 |
5,171,028 |
49.6 |
Stafford (Sub) & PLUS |
63,393 |
4 |
678,433 |
6.5 |
Stafford (Unsub) & PLUS |
24,640 |
1.5 |
283,169 |
2.7 |
Stafford (Sub & Unsub) & PLUS |
20,741 |
1.3 |
256,702 |
2.5 |
FY97 total |
1,592,353 |
100 |
10,428,728 |
100 |
|
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Stafford Subsidized |
719,779 |
44 |
$2,920,704 |
27.2 |
Stafford Unsubsidized |
196,932 |
12 |
902,935 |
8.4 |
PLUS |
28,612 |
1.7 |
212,856 |
2 |
Stafford (Sub & Unsub) |
567,664 |
34.7 |
5,324,493 |
49.5 |
Stafford (Sub) & PLUS |
69,627 |
4.3 |
761,234 |
7.1 |
Stafford (Unsub) & PLUS |
29,172 |
1.8 |
341,965 |
3.2 |
Stafford (Sub & Unsub) & PLUS |
23,352 |
1.4 |
293,073 |
2.7 |
FY98 total |
1,635,138 |
100 |
10,757,259 |
100 |
|
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Stafford Subsidized |
675,877 |
42.6 |
$2,672,887 |
25.9 |
Stafford Unsubsidized |
217,925 |
13.7 |
986,739 |
9.6 |
PLUS |
25,914 |
1.6 |
190,995 |
1.9 |
Stafford (Sub & Unsub) |
543,585 |
34.3 |
5,068,851 |
49.2 |
Stafford (Sub) & PLUS |
70,503 |
4.4 |
756,354 |
7.3 |
Stafford (Unsub) & PLUS |
31,901 |
2 |
371,388 |
3.6 |
Stafford (Sub & Unsub) & PLUS |
20,751 |
1.3 |
254,005 |
2.5 |
FY99 total |
1,586,456 |
100 |
10,301,220 |
100 |
|
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Stafford Subsidized |
617,693 |
40.2 |
$2,505,687 |
24 |
Stafford Unsubsidized |
229,473 |
14.9 |
1,079,913 |
10.3 |
PLUS |
28,395 |
1.8 |
222,000 |
2.1 |
Stafford (Sub & Unsub) |
532,673 |
34.7 |
5,158,189 |
49.3 |
Stafford (Sub) & PLUS |
68,280 |
4.4 |
759,256 |
7.3 |
Stafford (Unsub) & PLUS |
36,815 |
2.4 |
438,815 |
4.2 |
Stafford (Sub & Unsub) & PLUS |
22,719 |
1.5 |
288,422 |
2.8 |
FY00 total |
1,536,048 |
100 |
10,452,282 |
100 |
Public 4-year |
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Program combinations |
Number of borrowers |
% |
Dollars |
% |
---|---|---|---|---|
|
||||
Stafford Subsidized |
491,079 |
46 |
$2,115,423 |
30.2 |
Stafford Unsubsidized |
136,256 |
12.8 |
628,805 |
9 |
PLUS |
18,270 |
1.7 |
118,050 |
1.7 |
Stafford (Sub & Unsub) |
347,235 |
32.5 |
3,322,634 |
47.5 |
Stafford (Sub) & PLUS |
37,975 |
3.6 |
388,898 |
5.6 |
Stafford (Unsub) & PLUS |
20,730 |
1.9 |
231,223 |
3.3 |
Stafford (Sub & Unsub) & PLUS |
16,003 |
1.5 |
189,610 |
2.7 |
FY97 total |
1,067,548 |
100 |
6,994,643 |
100 |
|
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Stafford Subsidized |
482,388 |
44.4 |
$2,037,920 |
28.5 |
Stafford Unsubsidized |
148,948 |
13.7 |
685,768 |
9.6 |
PLUS |
18,779 |
1.7 |
126,325 |
1.8 |
Stafford (Sub & Unsub) |
352,977 |
32.5 |
3,372,328 |
47.1 |
Stafford (Sub) & PLUS |
41,719 |
3.8 |
437,165 |
6.1 |
Stafford (Unsub) & PLUS |
24,316 |
2.2 |
276,399 |
3.9 |
Stafford (Sub & Unsub) & PLUS |
18,089 |
1.7 |
217,500 |
3 |
FY98 total |
1,087,216 |
100 |
7,153,405 |
100 |
FY99 |
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Stafford Subsidized |
441,792 |
42.5 |
$1,827,633 |
27.1 |
Stafford Unsubsidized |
165,126 |
15.9 |
748,027 |
11.1 |
PLUS |
17,202 |
1.7 |
114,206 |
1.7 |
Stafford (Sub & Unsub) |
334,674 |
32.2 |
3,169,905 |
47 |
Stafford (Sub) & PLUS |
39,049 |
3.8 |
401,829 |
6 |
Stafford (Unsub) & PLUS |
26,149 |
2.5 |
295,175 |
4.4 |
Stafford (Sub & Unsub) & PLUS |
15,798 |
1.5 |
185,043 |
2.7 |
FY99 total |
1,039,790 |
100 |
6,741,820 |
100 |
|
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Stafford Subsidized |
400,548 |
39.8 |
$1,685,269 |
24.9 |
Stafford Unsubsidized |
174,391 |
17.3 |
821,315 |
12.1 |
PLUS |
19,267 |
1.9 |
134,840 |
2 |
Stafford (Sub & Unsub) |
327,783 |
32.6 |
3,180,706 |
47 |
Stafford (Sub) & PLUS |
37,241 |
3.7 |
391,038 |
5.8 |
Stafford (Unsub) & PLUS |
29,989 |
3 |
345,269 |
5.1 |
Stafford (Sub & Unsub) & PLUS |
17,032 |
1.7 |
203,924 |
3 |
FY00 total |
1,006,251 |
100 |
6,762,362 |
100 |
Private 4-year |
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Program combinations |
Number of borrowers |
% |
Dollars |
% |
---|---|---|---|---|
|
||||
Stafford Subsidized |
153,766 |
49.6 |
$689,879 |
28.1 |
Stafford Unsubsidized |
25,584 |
8.3 |
135,327 |
5.5 |
PLUS |
6,735 |
2.2 |
62,812 |
2.6 |
Stafford (Sub & Unsub) |
99,257 |
32 |
1,237,146 |
50.4 |
Stafford (Sub) & PLUS |
17,933 |
5.8 |
227,464 |
9.3 |
Stafford (Unsub) & PLUS |
3,028 |
1 |
44,665 |
1.8 |
Stafford (Sub & Unsub) & PLUS |
3,694 |
1.2 |
56,348 |
2.3 |
FY97 total |
309,997 |
100 |
2,453,640 |
100 |
|
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Stafford Subsidized |
150,583 |
47.2 |
$658,721 |
26 |
Stafford Unsubsidized |
28,652 |
9 |
153,049 |
6 |
PLUS |
7,608 |
2.4 |
74,354 |
2.9 |
Stafford (Sub & Unsub) |
105,478 |
33.1 |
1,286,479 |
50.7 |
Stafford (Sub) & PLUS |
18,869 |
5.9 |
246,672 |
9.7 |
Stafford (Unsub) & PLUS |
3,677 |
1.2 |
55,306 |
2.2 |
Stafford (Sub & Unsub) & PLUS |
3,970 |
1.2 |
61,357 |
2.4 |
FY98 total |
318,837 |
100 |
2,535,938 |
100 |
|
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Stafford Subsidized |
150,305 |
47.2 |
$629,215 |
25.4 |
Stafford Unsubsidized |
32,217 |
10.1 |
170,664 |
6.9 |
PLUS |
6,510 |
2 |
63,714 |
2.6 |
Stafford (Sub & Unsub) |
100,750 |
31.7 |
1,231,616 |
49.8 |
Stafford (Sub) & PLUS |
20,532 |
6.5 |
260,463 |
10.5 |
Stafford (Unsub) & PLUS |
4,288 |
1.3 |
63,278 |
2.6 |
Stafford (Sub & Unsub) & PLUS |
3,580 |
1.1 |
54,330 |
2.2 |
FY99 total |
318,182 |
100 |
2,473,280 |
100 |
|
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Stafford Subsidized |
140,292 |
44.5 |
$618,756 |
23.3 |
Stafford Unsubsidized |
33,950 |
10.8 |
188,485 |
7.1 |
PLUS |
6,477 |
2.1 |
69,756 |
2.6 |
Stafford (Sub & Unsub) |
104,955 |
33.3 |
1,361,143 |
51.2 |
Stafford (Sub) & PLUS |
20,284 |
6.4 |
273,878 |
10.3 |
Stafford (Unsub) & PLUS |
5,027 |
1.6 |
77,636 |
2.9 |
Stafford (Sub & Unsub) & PLUS |
4,278 |
1.4 |
69,115 |
2.6 |
FY00 total |
315,263 |
100 |
2,658,768 |
100 |
Public 2-year |
||||
Program combinations |
Number of borrowers |
% |
Dollars |
% |
---|---|---|---|---|
|
||||
Stafford Subsidized |
53,210 |
55.8 |
$132,728 |
40.1 |
Stafford Unsubsidized |
11,306 |
11.8 |
31,300 |
9.5 |
PLUS |
319 |
0.3 |
1,043 |
0.3 |
Stafford (Sub & Unsub) |
29,752 |
31.2 |
161,253 |
48.7 |
Stafford (Sub) & PLUS |
430 |
0.5 |
2,344 |
0.7 |
Stafford (Unsub) & PLUS |
170 |
0.2 |
952 |
0.3 |
Stafford (Sub & Unsub) & PLUS |
247 |
0.3 |
1,422 |
0.4 |
FY97 total |
95,434 |
100 |
331,040 |
100 |
|
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Stafford Subsidized |
54,126 |
55.6 |
$134,965 |
40.3 |
Stafford Unsubsidized |
12,425 |
12.8 |
34,082 |
10.2 |
PLUS |
320 |
0.3 |
1,126 |
0.3 |
Stafford (Sub & Unsub) |
29,394 |
30.2 |
158,428 |
47.3 |
Stafford (Sub) & PLUS |
564 |
0.6 |
3,347 |
1 |
Stafford (Unsub) & PLUS |
252 |
0.3 |
1,506 |
0.4 |
Stafford (Sub & Unsub) & PLUS |
273 |
0.3 |
1,581 |
0.5 |
FY98 total |
97,354 |
100 |
335,034 |
100 |
|
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Stafford Subsidized |
50,821 |
54.9 |
$125,900 |
39.8 |
Stafford Unsubsidized |
12,870 |
13.9 |
35,242 |
11.1 |
PLUS |
311 |
0.3 |
1,179 |
0.4 |
Stafford (Sub & Unsub) |
27,558 |
29.8 |
147,890 |
46.8 |
Stafford (Sub) & PLUS |
499 |
0.5 |
3,113 |
1 |
Stafford (Unsub) & PLUS |
227 |
0.2 |
1,462 |
0.5 |
Stafford (Sub & Unsub) & PLUS |
246 |
0.3 |
1,306 |
0.4 |
FY99 total |
92,532 |
100 |
316,092 |
100 |
|
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Stafford Subsidized |
47,627 |
53.6 |
$120,361 |
39.5 |
Stafford Unsubsidized |
13,987 |
15.7 |
38,794 |
12.7 |
PLUS |
355 |
0.4 |
1,467 |
0.5 |
Stafford (Sub & Unsub) |
25,839 |
29.1 |
137,103 |
45 |
Stafford (Sub) & PLUS |
543 |
0.6 |
3,264 |
1.1 |
Stafford (Unsub) & PLUS |
298 |
0.3 |
1,953 |
0.6 |
Stafford (Sub & Unsub) & PLUS |
245 |
0.3 |
1,611 |
0.5 |
FY00 total |
88,894 |
100 |
304,553 |
100 |
Private 2-year |
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Program combinations |
Number of borrowers |
% |
Dollars |
% |
---|---|---|---|---|
|
||||
Stafford Subsidized |
955 |
29.2 |
$2,668 |
16.2 |
Stafford Unsubsidized |
173 |
5.3 |
687 |
4.2 |
PLUS |
50 |
1.5 |
230 |
1.4 |
Stafford (Sub & Unsub) |
1,834 |
56.1 |
10,740 |
65.4 |
Stafford (Sub) & PLUS |
200 |
6.1 |
1,578 |
9.6 |
Stafford (Unsub) & PLUS |
24 |
0.7 |
192 |
1.2 |
Stafford (Sub & Unsub) & PLUS |
35 |
1.1 |
338 |
2.1 |
FY97 total |
3,271 |
100 |
16,433 |
100 |
|
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Stafford Subsidized |
992 |
23.1 |
$2,775 |
12.6 |
Stafford Unsubsidized |
207 |
4.8 |
862 |
3.9 |
PLUS |
60 |
1.4 |
299 |
1.4 |
Stafford (Sub & Unsub) |
2,628 |
61.2 |
14,651 |
66.5 |
Stafford (Sub) & PLUS |
299 |
7 |
2,287 |
10.4 |
Stafford (Unsub) & PLUS |
52 |
1.2 |
516 |
2.3 |
Stafford (Sub & Unsub) & PLUS |
56 |
1.3 |
652 |
3 |
FY98 total |
4,294 |
100 |
22,043 |
100 |
|
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Stafford Subsidized |
1,024 |
24.4 |
$2,782 |
13.6 |
Stafford Unsubsidized |
235 |
5.6 |
886 |
4.3 |
PLUS |
58 |
1.4 |
219 |
1.1 |
Stafford (Sub & Unsub) |
2,518 |
59.9 |
13,879 |
67.6 |
Stafford (Sub) & PLUS |
296 |
7 |
2,097 |
10.2 |
Stafford (Unsub) & PLUS |
39 |
0.9 |
344 |
1.7 |
Stafford (Sub & Unsub) & PLUS |
31 |
0.7 |
311 |
1.5 |
FY99 total |
4,201 |
100 |
20,517 |
100 |
|
||||
Stafford Subsidized |
863 |
26 |
$2,162 |
13 |
Stafford Unsubsidized |
238 |
7.2 |
685 |
4.1 |
PLUS |
47 |
1.4 |
210 |
1.3 |
Stafford (Sub & Unsub) |
1,910 |
57.7 |
11,379 |
68.6 |
Stafford (Sub) & PLUS |
200 |
6 |
1,612 |
9.7 |
Stafford (Unsub) & PLUS |
34 |
1 |
303 |
1.8 |
Stafford (Sub & Unsub) & PLUS |
21 |
0.6 |
235 |
1.4 |
FY00 total |
3,313 |
100 |
16,587 |
100 |
Proprietary |
||||
Program combinations |
Number of borrowers |
% |
Dollars |
% |
---|---|---|---|---|
|
||||
Stafford Subsidized |
30,973 |
26.7 |
$84,482 |
13.3 |
Stafford Unsubsidized |
6,047 |
5.2 |
25,306 |
4 |
PLUS |
1,979 |
1.7 |
10,656 |
1.7 |
Stafford (Sub & Unsub) |
68,799 |
59.3 |
439,256 |
69.4 |
Stafford (Sub) & PLUS |
6,855 |
5.9 |
58,150 |
9.2 |
Stafford (Unsub) & PLUS |
688 |
0.6 |
6,138 |
1 |
Stafford (Sub & Unsub) & PLUS |
762 |
0.7 |
8,984 |
1.4 |
FY97 total |
116,103 |
100 |
632,972 |
100 |
|
||||
Stafford Subsidized |
31,690 |
24.9 |
$86,323 |
12.1 |
Stafford Unsubsidized |
6,700 |
5.3 |
29,174 |
4.1 |
PLUS |
1,845 |
1.4 |
10,751 |
1.5 |
Stafford (Sub & Unsub) |
77,187 |
60.6 |
492,607 |
69.3 |
Stafford (Sub) & PLUS |
8,176 |
6.4 |
71,762 |
10.1 |
Stafford (Unsub) & PLUS |
875 |
0.7 |
8,238 |
1.2 |
Stafford (Sub & Unsub) & PLUS |
964 |
0.8 |
11,984 |
1.7 |
FY98 total |
127,437 |
100 |
710,839 |
100 |
|
||||
Stafford Subsidized |
31,935 |
24.2 |
$87,356 |
11.7 |
Stafford Unsubsidized |
7,477 |
5.7 |
31,921 |
4.3 |
PLUS |
1,833 |
1.4 |
11,677 |
1.6 |
Stafford (Sub & Unsub) |
78,085 |
59.3 |
505,561 |
67.5 |
Stafford (Sub) & PLUS |
10,127 |
7.7 |
88,853 |
11.9 |
Stafford (Unsub) & PLUS |
1,198 |
0.9 |
11,129 |
1.5 |
Stafford (Sub & Unsub) & PLUS |
1,096 |
0.8 |
13,015 |
1.7 |
FY99 total |
131,751 |
100 |
749,511 |
100 |
|
||||
Stafford Subsidized |
28,363 |
23.2 |
$79,139 |
11.1 |
Stafford Unsubsidized |
6,907 |
5.6 |
30,634 |
4.3 |
PLUS |
2,249 |
1.8 |
15,727 |
2.2 |
Stafford (Sub & Unsub) |
72,186 |
59 |
467,857 |
65.9 |
Stafford (Sub) & PLUS |
10,012 |
8.2 |
89,464 |
12.6 |
Stafford (Unsub) & PLUS |
1,467 |
1.2 |
13,654 |
1.9 |
Stafford (Sub & Unsub) & PLUS |
1,143 |
0.9 |
13,537 |
1.9 |
FY00 total |
122,327 |
100 |
710,013 |
100 |
NOTES: Volume measure is Direct Loan commitments. In order to compare participation among PLUS, Stafford Subsidized and Stafford Unsubsidized loan programs, parent borrowers are linked to the student and only one borrower is counted. For example, if a parent obtained a PLUS loan for their dependent student and the student received no other loans, then the student-and only the student-is counted in the PLUS only category. If a parent obtained a PLUS loan for their dependent student and the student received a Subsidized Stafford Loan, then the student-and only the student-is counted in the PLUS and Stafford Subsidized category. Details may not add to totals due to rounding. Calculations are based on numbers before rounding. |
Part II FFEL Program and FDLP Loan Volume Commitments | CONTENTS < BACK NEXT > |
Federal Student Loan Programs Data Book - FY 1997-FY 2000 |