Federal Student Loan Programs Data Book

Tables 22-26.
Federal Family Education Loan (FFEL) program loan volume commitments for Stafford Subsidized, Stafford Unsubsidized, and Parent Loans for Undergraduate Students (PLUS) borrowers, by state and type of institution: FY 1997-FY 2000

These tables show loan volume summaries for Stafford Subsidized, Stafford Unsubsidized, and PLUS loan commitments for borrowers for the 50 states, the District of Columbia, and five U.S. territories. Given the length of this set of tables, table 22 is placed at the beginning of the series to present the combined totals of the three FFEL loan types by state. Tables 23, 24, and 25 provide data for Stafford Subsidized, Stafford Unsubsidized, and PLUS loans respectively for public and private 4-year, public and private 2-year, and proprietary institutions. Finally, table 26 presents the combined totals for the three FFEL loan types by type of institution.

Total loan dollars by loan type are reported and discussed in tables 17-20, while totals by type of institution are reported and discussed in tables 7-10. In discussing these tables we will report on the top-ranking states receiving FFEL program loans through the three loan types by type of institution. It should be noted that tables 23-26 like tables 17-20, show annual commitments, but tables 23-26 show these commitments by state rather than by guaranty agency. Caution should be used when comparing commitments by state with commitments by guaranty agency. Some guaranty agencies guarantee loans for lenders in one or more states, while loans reported by state represent loans that are made to borrowers who attended schools in that specific state.

In FY 1997-FY 2000, public 4-year and private 4-year institutions had a similar number of borrowers participating in the FFEL program, ending with approximately 1.8 million in FY 2000. However, borrowers from private 4-year institutions had more FFEL loan dollars committed to them over the period than borrowers from 4-year public institutions. For example, between $10.1 billion and $11.6 billion were committed annually to borrowers at private 4-year institutions and between $7.5 billion and $8.7 billion were committed to borrowers at public 4-year institutions (see table 26).

For FY 1997-FY 2000, the largest proportions of FFEL commitments were made to borrowers at public and private 4-year institutions, followed by borrowers at proprietary institutions, public 2-year institutions and private 2-year institutions. For example, in FY 2000, FFEL commitments made to borrowers at public and private 4-year institutions were $8.7 billion and $11.6 billion, respectively, while commitments made to borrowers at proprietary institutions were $3.7 billion. FFEL commitments made to borrowers at public and private 2-year institutions were $1.3 billion and $0.2 billion, respectively (see table 26).

For FY 1997-FY 2000, in all but the PLUS program, the largest volume of FFEL program dollars was committed to borrowers at schools in California followed by borrowers at schools in New York, Pennsylvania, Texas, and Florida. In the PLUS program the highest dollar volume was committed to borrowers at schools in New York in FY 1997, FY 1999, and FY 2000, and Pennsylvania in FY 1998 (see table C).

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	FFEL program total				Stafford Subsidized				Stafford Unsubsidized				PLUS
Table C. - FFEL program dollar commitments ranked by state, by FFEL program: FY 1997-FY 2000 (subset of tables 22-26)
	FY97	FY98	FY99	FY00	FY97	FY98	FY99	FY00	FY97	FY98	FY99	FY00	FY97	FY98	FY99	FY00
California	1	1	1	1	1	1	1	1	1	1	1	1	3	3	3	3
New York	2	2	2	2	2	2	2	2	2	2	2	2	1	2	1	1
Pennsylvania	3	3	3	3	3	3	3	3	3	3	3	3	2	1	2	2
Texas	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4
Florida	5	5	5	5	5	5	5	5	5	5	5	5	-	-	5	5
Massachusetts	-	-	-	-	-	-	-	-	-	-	-	-	5	-	-	-
Ohio	-	-	-	-	-	-	-	-	-	-	-	-	-	5	-	-
- indicates a rank below 5. SOURCE: U.S. Department of Education, Office of Postsecondary Education, National Student Loan Data System.

From FY 1997 to FY 2000, the largest portion of FFEL funds for public 4-year institutions went to borrowers in Texas. The largest volume of dollar commitments to private 4-year institutions went to borrowers in New York (see table D).

The state with the largest volume of FFEL loan commitments going to borrowers at public 2-year institutions was Texas in FY 1997 and Florida in FY 1998, FY 1999, and FY 2000. For private 2-year institutions, California was the state with the highest dollar volume commitments. The state with the largest volume of FFEL loan commitments going to borrowers at proprietary institutions was California in FY 1997 and Arizona in FY 1998, FY 1999, and FY 2000 (see table D).

The preceding bullets describe the proportion of total FFEL program commitments made to borrowers at each postsecondary institution type. However, some of these states differ when examining commitments by loan program type. For example:
- During FY 1997-FY 2000, borrowers in Texas received the largest share of Stafford Subsidized and Unsubsidized loan volume committed to public 4-year institutions. However, borrowers in Pennsylvania received the largest share of PLUS dollars committed to public 4-year institutions during this time (see table D).
- Borrowers in New York received the largest share of Stafford Subsidized and PLUS loan volume committed to private 4-year institutions in all years. California borrowers had the largest portion of Stafford Unsubsidized commitments three years in a row, FY 1997-FY 1999. By FY 2000, borrowers in New York also received the largest share of Stafford Unsubsidized commitments (see table D).
In FY 1997 and FY 1998 borrowers in Texas received the largest share of PLUS dollar volume commitment going to public 2-year institutions. But in FY 1999, Indiana took over the top spot as the state with the highest proportion of PLUS dollar commitments going to borrowers from public 2-year institutions (see table D). This figure for Indiana grew quickly from only $1.4 million in FY 1997 to $2.5 million in FY 1998, $3.4 million in FY 1999, and $3.5 million in FY 2000 (see table 25).
Although borrowers in California received the largest share of Stafford Subsidized and Unsubsidized loan commitments made to private 2-year institutions in all years, borrowers in New York received the largest share of PLUS loan volume for these institutions in FY 1997 and FY 1998. However, by FY 1999, borrowers in California also received the largest share of PLUS commitments for private 2-year institutions (see table D).

Although borrowers in California received the largest portion of PLUS commitments for proprietary schools in all four years, borrowers in Arizona received the largest share of Stafford Subsidized and Unsubsidized loan volume for these institutions each year (see table D).

	FFEL program total				Stafford Subsidized				Stafford Unsubsidized				PLUS
Table D. - States that had borrowers who received the largest commitments of FFEL program funds, by loan program and type of institution: FY 1997-FY 2000 (subset of tables 22-26)
Type of institution	FY97	FY98	FY99	FY00	FY97	FY98	FY99	FY00	FY97	FY98	FY99	FY00	FY97	FY98	FY99	FY00
Public 4-year	TX	TX	TX	TX	TX	TX	TX	TX	TX	TX	TX	TX	PA	PA	PA	PA
Private 4-year	NY	NY	NY	NY	NY	NY	NY	NY	CA	CA	CA	NY	NY	NY	NY	NY
Public 2-year	TX	FL	FL	FL	TX	FL	FL	FL	FL	FL	FL	FL	TX	TX	IN	IN
Private 2-year	CA	CA	CA	CA	CA	CA	CA	CA	CA	CA	CA	CA	NY	NY	CA	CA
Proprietary	CA	AZ	AZ	AZ	AZ	AZ	AZ	AZ	AZ	AZ	AZ	AZ	CA	CA	CA	CA
SOURCE: U.S. Department of Education, Office of Postsecondary Education, National Student Loan Data System.

State	FY97		FY98		FY99		FY00
Table 22. - Federal Family Education Loan (FFEL) program total loan volume commitments for Stafford Subsidized, Stafford Unsubsidized, and PLUS borrowers, by state: FY 1997-FY 2000
Total
State	Borrowers	Dollars ($ 000's)	Borrowers	Dollars ($ 000's)	Borrowers	Dollars ($ 000's)	Borrowers	Dollars ($ 000's)
Alabama	34,815	$157,376	36,948	$168,445	41,521	$186,932	50,695	$229,365
Alaska	3,730	15,869	5,121	23,307	5,537	24,112	5,172	22,522
Arizona	125,526	593,533	127,248	604,985	143,673	730,337	177,544	915,647
Arkansas	40,097	169,254	42,179	177,183	41,417	177,736	47,759	219,809
California	420,405	2,255,824	428,690	2,339,632	438,738	2,418,889	460,626	2,569,023
Colorado	74,625	299,464	76,600	314,835	77,803	328,344	82,857	367,448
Connecticut	59,175	307,135	58,679	309,670	56,523	306,743	59,470	321,003
Delaware	7,543	38,595	8,258	43,242	8,433	42,558	9,393	53,374
District of Columbia	46,981	336,810	46,531	334,709	45,294	329,090	37,959	297,803
Florida	232,188	1,171,814	240,624	1,201,400	253,276	1,287,073	278,749	1,480,115
Foreign Countries	20,632	206,942	21,776	213,952	22,944	224,116	23,422	232,045
Georgia	79,235	420,075	88,960	435,923	90,320	470,387	97,691	517,202
Guam	26	149	18	72	4	16	4	12
Hawaii	15,078	64,854	15,524	65,870	17,227	78,096	18,074	85,081
Idaho	6,909	21,510	6,429	20,899	6,836	22,461	7,247	24,965
Illinois	143,136	764,065	150,348	832,288	154,195	862,363	159,054	918,316
Indiana	126,554	501,118	128,905	517,014	134,919	556,059	142,780	600,756
Iowa	43,461	213,790	43,961	217,430	44,260	216,030	50,554	254,776
Kansas	54,296	216,034	52,741	214,930	53,197	217,607	55,883	232,802
Kentucky	51,214	213,774	52,154	219,148	55,788	239,671	61,899	275,688
Louisiana	129,189	578,242	122,440	535,217	122,297	547,033	126,390	583,178
Maine	30,160	126,995	31,560	138,335	30,830	137,450	31,145	141,730
Maryland	61,249	292,848	63,036	310,786	60,487	298,043	63,582	326,019
Massachusetts	114,707	642,499	112,873	642,507	111,776	648,622	125,828	748,838
Michigan	80,929	336,004	86,299	351,893	86,207	351,514	89,227	385,578
Minnesota	110,353	417,470	112,941	429,229	104,393	400,552	115,149	462,705
Mississippi	57,759	227,935	59,874	242,484	61,167	259,550	63,895	267,474
Missouri	105,636	546,497	113,909	587,751	114,783	596,807	126,669	675,590
Montana	24,347	96,798	23,418	91,222	23,371	93,434	21,026	82,278
Nebraska	45,379	200,874	45,173	201,213	45,970	206,650	45,321	205,598
Nevada	10,632	44,285	10,860	44,282	11,521	46,178	13,578	55,676
New Hampshire	41,285	183,830	39,305	179,068	38,050	182,061	39,881	193,221
New Jersey	55,919	228,216	61,467	244,257	72,333	296,296	84,675	358,715
New Mexico	23,483	89,803	23,357	92,706	24,122	96,108	24,197	99,179
New York	379,010	2,031,100	378,090	2,055,699	381,938	2,117,660	424,969	2,463,821
North Carolina	101,450	454,524	109,613	489,259	106,097	482,827	120,061	569,431
North Dakota	28,849	101,734	30,796	109,791	31,209	112,144	31,781	117,292
Ohio	190,787	833,077	192,657	860,282	182,466	814,186	194,206	900,483
Oklahoma	81,581	333,064	83,158	346,614	83,091	356,827	85,990	377,552
Oregon	32,895	150,135	35,216	160,819	38,386	178,047	39,807	185,621
Pennsylvania	402,029	1,778,819	423,422	1,942,509	421,415	1,980,263	458,609	2,256,015
Puerto Rico	7,710	33,276	6,413	32,686	12,848	61,227	11,678	57,655
Rhode Island	33,672	147,916	33,384	149,443	34,875	168,652	34,965	169,402
South Carolina	71,809	307,624	74,517	318,237	73,026	317,796	73,204	336,915
South Dakota	31,058	114,316	32,601	122,272	34,304	128,867	35,215	134,171
Tennessee	97,732	438,485	99,074	453,239	102,474	485,560	104,199	490,311
Texas	347,838	1,572,388	356,855	1,628,378	365,932	1,695,770	389,029	1,832,584
Utah	40,040	163,138	47,101	208,438	42,802	178,263	43,181	176,392
Vermont	17,775	93,537	18,251	98,597	18,338	99,226	21,953	109,663
Virginia	74,065	305,010	78,031	324,322	78,655	334,853	90,513	393,780
Washington	75,255	332,103	79,345	358,287	78,049	366,309	77,436	366,948
West Virginia	14,035	49,299	13,178	46,444	12,472	46,022	13,986	50,134
Wisconsin	99,598	383,599	99,112	383,810	96,664	393,402	105,697	439,204
Wyoming	13,418	49,397	13,401	50,900	13,568	51,735	13,881	53,917
Total	4,617,262	$21,658,870	4,742,421	$22,496,707	4,807,822	$23,323,934	5,167,758	$25,656,044
NOTES: Totals do not include Consolidation loan data. The loan volume reported in this table includes some loans that later may be canceled. Details may not add to totals due to rounding. Calculations are based on numbers before rounding. SOURCE: U.S. Department of Education, Office of Postsecondary Education, National Student Loan Data System.

Federal Student Loan Programs Data Book - FY 1997-FY 2000
Part II FFEL Program and FDLP Loan Volume Commitments	CONTENTS < BACK NEXT >