Repay Student Loans

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Editor's Pick  Direct Loans Online
Allows borrowers to manage their accounts, download their 1098-E Tax information, make online payments, and receive bills electronically. GO >
Editor's Pick  Repaying Student Loans
What you need to know about repaying your student loan. GO >
Editor's Pick  Retrieve Your Loan Information
ED's central database for student aid is the National Student Loan Data System (NSLDS). NSLDS receives data from schools, agencies that guaranty loans, the Direct Loan program, the Pell Grant program, and other ED programs. It provides an integrated view of Title IV loans and Pell grants. GO >
Editor's Pick  Changes to Federal Student Loan Interest Rates
Information for student borrowers regarding the Treasury Department's changes to federal student loan interest rates. (May 2006) GO >
Editor's Pick  Direct Loan Consolidation
Services for borrowers, schools, and loan holders participating in direct consolidation loans. This program simplifies loan repayment, lowers interest rates and monthly payments, extends the time permitted for repayment, increases manageability of debt, and makes borrowers less prone to default. GO >
Editor's Pick  Direct Loan Publications
If you are participating in the Direct Loan program, this booklet explains the repayment plans and helps you choose the one that is best for you. Includes suggestions on when and how to switch repayment plans and answers to frequently asked questions. GO >
Editor's Pick  Repayment Plans for Direct Loans
Descriptions of four possible repayment plans for students repaying Direct Loans: standard, extended, graduated, and income contingent. GO >
Editor's Pick  State Guaranty Agencies
Find guaranty agencies in your state. GO >
Editor's Pick  Discharge or Cancellation of Loans
If your school closed, owes you a refund, forged your signature, or certified your loan even though you didn't have the ability to benefit from the coursework, then you may qualify to have your student loan debt reduced or discharged. GO >
Editor's Pick  Deferments and Postponing Repayment Options
Learn how to postpone repayments of student loans through deferments and forbearances. GO >
Editor's Pick  Teacher Cancellation or Deferment Options
If you're a teacher serving in a low-income or subject-matter shortage area, you may be eligible to cancel or defer your student loans. GO >
Editor's Pick  Help with Loan Problems
Get help resolving disputes and solving problems with federal student loans. GO >
Editor's Pick  Guide to Defaulted Student Loans
If you are in default on your student loan, find out about options that can help you repay your student loans. GO >
Editor's Pick  Loan Consolidation
Combine your federal education loans into a single loan with one monthly payment, which can be significantly lower than the payment under the standard 10-year repayment option. GO >
Editor's Pick  Loan Rehabilitation
If you have defaulted student loans, you may be interested in the loan rehabilitation program. Make 12 consecutive monthly payments that are reasonable and affordable, and your loan will be reinsured. GO >
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